This rollercoaster of a year is rapidly drawing to a close, and that means it’s time to adjust your financial plan for 2021. If you haven’t thought about your retirement savings for a while, that’s okay — you’ve probably had a lot of other things on your mind! But before the New Year arrives, you’ll […]
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For the first time in over 15 years the Thrift Savings Plan is coming out with a new lineup. To give you a quick recap the S and I fund were introduced to the TSP in 2001 and our first, now retired, Lifecycle fund L 2010 in 2005. With L 2020 moving into retirement today […]
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Losing a loved one is always difficult, and the death of a parent can be particularly unsettling. Many people describe the loss of their parents as being orphaned: No matter how old you are or how well established in your life, this major loss will lead you to reevaluate your place in the world. In […]
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There’s never been a better time to make sure your finances are in order. It’s stating the obvious, but we are now all living through a period in history none of us will ever forget — “uncertain times,” indeed. The impact on our families, communities, and the country as whole has been, and will continue […]
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For those that served in the military, we thank you for your service. If you decided to move into civilian service after serving you have most likely heard about the opportunity to “buy back” your military time. According to OPM, “As a general rule, military service in the Armed Forces of the United States is […]
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For participants in the Thrift Savings Plan (TSP), it’s more important to focus on tried-and-true disciplines that have worked over time versus what the stock market is currently doing or what the talking heads predict the market will do. Rebalancing is one such discipline that can potentially reduce risk and increase long term performance, and […]
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Effective September 2019, there will be significant changes made to the Thrift Savings Plan (TSP). These changes will be focused on withdrawal options that have previously lacked flexibility causing many to look for alternative options that offer more accessibility and control to their retirement savings. Here’s a breakdown of the upcoming changes being made to the […]
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There’s great comfort in knowing you can weather the most common “financial emergencies” like a new transmission for your car, a trip to the emergency room and even the dreaded AC unit replacement. It’s important to have an emergency fund in place, but what’s considered a viable amount and how long does it take to build? […]
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