---
title: TSP L Fund | Federal Retirement Services
description: Learn about TSP L Funds, the Lifecycle options in the Thrift Savings Plan. See how these funds shift over time to align with your retirement goals.
---

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# TSP L Fund

### The L Fund, also known as Lifecycle Funds, are a mixed investment in G, F, C, S, and I Funds.

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### learn more

## TSP L Fund Overview

The investment mixes are professionally tailored and diversified to meet investment objectives based on various time horizons (such as target retirement date).  Typically, it is assumed that the further you are from retirement, the more risk tolerant you are.  Then, the investment mix becomes more conservative as the target date approaches.  This type of strategy is used in an attempt to provide you with the biggest possible yield on investment.  When invested in L Funds, you run all of the risks associated with G, F, C, S, and I Funds.  L Funds are considered a simple, low maintenance investment that is managed for you with steady earning potential.

**Have questions about the L Fund and how to make the most of your TSP? Contact us to learn more.**

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### You're a few steps away

#### take control of your retirement today

1.

#### **Schedule a 1-on-1 Consultation**

Fill out our inquiry form to schedule a $350 discovery meeting with our team (Complimentary consultations available for those within 36 months of their retirement date).  We will share a list of required documents prior to meeting to ensure you get the most out of your consultation.

2.

#### **Discuss Your Retirement Goals**

In this initial consultation we will  conduct an in-depth discussion of your benefits package, current situation, and future goals. Key topics covered during your discovery meeting include 'Retirement Net Pay', TSP planning, FERS survivor benefits & estate planning, maximizing social security, the best time to retire, financial milestones, and more.

3.

#### **Get a Personalized Retirement Plan**

Join us for a second meeting where our team will present a detailed plan tailored to your goals, with actionable steps on how to prepare for retirement.

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